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You do not need the HNA handicap card.

All you actually need is the HNA Handicaps app and your HNA Player ID. When you go to the golf club where you are playing you can open your round by giving the person at the counter your SA ID or HNA Player ID. You can also open your round at the terminal with your SA ID or HNA Player ID. At the end of the round you enter your score on the app.

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CHECK THE WEATHER

What may you remove from a bunker / Water Hazard?

This subject is an easy one, but surprisingly it catches out many amateur golfers, who incur unnecessary penalties as a result.

It is essential that you are able to distinguish between obstructions, which are artificial objects, and loose impediments, which are natural objects, especially when your ball lies in a bunker or water hazard.

Loose impediments are natural objects that are not fixed or growing, not solidly embedded and not adhering to your ball. If a player’s ball lies in a hazard, the player must not touch or move any loose impediment lying in or touching the same hazard, Rule 13-4c.

Loose impediments include;
Stones (but see *), leaves, branches and twigs, pine cones, dung and droppings, insects, worms and their casts, spiders and their webs, half-eaten fruit, fruit skins, ant hills, dead birds and animals, aeration plugs, clods of earth, gravel, crushed shells, wood chips.
* Note that whilst the Rules do not permit players to remove stones from bunkers, that is often overridden by a Local Rule that does permit their removal for safety reasons.

Obstructions, providing they are easily movable (and are not out of bounds stakes), may be removed from anywhere on the course, which obviously includes bunkers and water hazards.

Movable obstructions include;
bunker rakes, golf clubs, bottles, cans, score cards, pens and pencils, paper and tissues, plastic bags, wrappers, boxes, toys, match sticks, cigarettes and cigarette packets, abandoned golf balls, cables
Remember, if it is natural it is a loose impediment and if it is artificial it is an obstruction. Don’t be tempted to remove that leaf or twig lying close to your ball in a hazard.